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When Debt Collectors Got The Wrong Person

Many of us are all too familiar with the kind of stunts many debt collectors are willing to pull just for a few thousand dollars. The fact that there are laws in place to protect consumer rights is not stopping these unscrupulous agencies from using threats, intimidation, credit card lawsuits, arrest warrants and jail time to extract debtors into paying their debts, regardless whether or not the other party indeed owns the...

Effective Credit Card Debt Settlement Negotiation ...

It’s best to consider negotiating any outstanding credit card debt you might have if you have been relentlessly hounded by creditors or if you are a victim of credit card harassment. By negotiating the debt, all collection efforts will end once and for all. Now, debt collection companies and collectors make money off credit card debt and they will try to get as much money as they can from debtors. You can assume that the...