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What To Do When Being Sued by Credit Card Company

What To Do When Being Sued by Credit Card Company

Sued by creditors or debt collection agencies for unpaid credit card debts? You are not alone. Understandably, not what to do when being sued by credit card company is a nerve-wracking experience. I know because I’ve been there. And I won my case against my creditor. It all boils down to learning how to respond to a summons correctly and knowing to do this within the given period of time.

For most debtors who do not know what to do when being sued by credit card company, here are a few pointers.

Always file a Request for Documents so the necessary documents will be handed for verification purposes. In collection lawsuits, creditors will ask for the Credit Card contract, the application, the copies of payments you made to your original creditors, credit card statements and any documents that may be useful to the case. However, answering any of these requests may be your undoing but basically, answering the request will depend largely on you.

So what to do when being sued by credit card company and they ask for documents that can clearly cause your case to go in their favor? In my case, I objected to all document requests my creditor asked from me.

Let’s get real, if I send them all the documents, it’s like I’m helping them beat me in court and that’s not the best way to get out of this situation. Creditors will try to trick debtors who do not know what to do when being sued by credit card company by asking for hard evidence and any documents that might help their case, not the other way around. So don’t be too quick to hand out any documents relating to your old credit card account. Learn how to fight your way to victory against all debt claims, learn what to do when being sued by credit card company by ordering the complete Answering a Summons eDocument package.

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