cat-right

The Worst Defense Against Credit Card Lawsuit

The Worst Defense Against Credit Card Lawsuit

In most cases, debtors who are defending themselves in court have no idea if a certain defense against credit card lawsuit will work in his favor or against it. You’d be surprised at some of the defenses that these debtors think will help their case when in fact, they tend to backfire on them. In this article, we will discuss some of the worst defense against credit card lawsuit often used in credit card debt trials.

“I tried to settle the account but you wouldn’t cooperate”

This is probably the worst defense against credit card lawsuit ever simply because it suggests that YOU DO have an account with them. After all, no one will pay for something they do not own, right? The fact is, the court will not arrange the payment deal but will determine if you do own the debt and then the amount of money you owe. Using this defense against credit card lawsuit is practically admitting that you own the debt and you didn’t pay for it on time.

“I already hired a debt settlement company to solve this”

This is the second worst defense against credit card lawsuit commonly used by debtors who are fighting off debt claims in court. This defense is pretty useless because creditors, junk debt buyers or collection agencies do not accept any payment other than in full, once you are in default.

 “I don’t have to pay according to my divorce decree”

This defense against credit card lawsuit is mixing one entirely different thing for another. Note that a divorce decree is issued by a family court while credit card debt is in civil court. The credit card debt suit is not bound by the divorce decree and when you are sued by your credit card company, not even your divorce decree could stop your creditor from moving on with the lawsuit.

Learn the best defense against credit card lawsuit using this revolutionary guide that will end all debt claims without hiring a lawyer! Click here for more details.

Leave a Reply