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4 Civil Summons Mistakes to Avoid

4 Civil Summons Mistakes to Avoid

Receiving a court summons for unpaid credit card debts is understandably worrisome. However, this is the kind of situation that could easily be prevented by being vigilant with your own financial obligations. In this article, we will discuss the four mistakes you need to avoid once you got served.

Don’t Ignore the Summons!

Problems will not go away on their own especially if it involves a potential lawsuit so never ignore the court summons. In fact, once you got served, you need to act fast and acknowledge the problem by crafting your own Answers. Creditors are counting on delinquent borrowers to ignore the summons so they can follow through with their threats.

That said, do know that some creditors send out fake summons so if you got served, it’s best to check with your local courthouse and verify the summons.

Respond to the Summons Immediately

Don’t let guilt stop you from responding to the summons within the given time frame indicated on the document you will receive. Even if your debt is valid, within the SOL and you want to negotiate a deal with your creditor, you still need to respond to the Summons by crafting your Answers. If you fail to respond to the summons, your creditor will be granted a default judgment by the court, you not only lose the case, you are also expected to pay your creditor’s legal fees.

Not Watching Out For Dirty Tricks

Your creditor may pull a fast one on you such as suing you in court rather than using the Sheriff to serve the summons. You should not tolerate this very sleazy practice. Unfortunately, some delinquent borrowers do not get to receive their summons because it was handed out improperly using a special process server instead of a Sherriff. As a result, the borrower won’t have enough time to respond to the summons and the debt collectors are awarded with a default judgment.

Not Consulting a Lawyer

It’s possible to face the lawsuit and defend yourself on your own. In fact, Answering a Summons is an excellent document that will teach you everything you need to know about handling this particular situation. However, you still need to consult an attorney. This way, you will know added information on how to defend yourself in court when negotiations between you and your creditor breaks down.

Don’t be a victim of abusive creditors threatening to garnish your wages or freezing your bank account. Order Answering a Summons package! It’s your ultimate guide to handling any debt claims like a pro!

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